{"id":40320,"date":"2025-11-06T18:12:58","date_gmt":"2025-11-06T18:12:58","guid":{"rendered":"https:\/\/metachannelcorp.com\/en\/perspectives\/%d8%a7%d9%84%d8%a8%d9%86%d9%83-%d8%a7%d9%84%d9%85%d8%b1%d9%83%d8%b2%d9%8a-%d8%a7%d9%84%d8%a3%d9%88%d8%b1%d9%88%d8%a8%d9%8a-%d9%8a%d8%a8%d9%86%d9%8a-%d9%85%d8%a7-%d8%ad%d8%b8%d8%b1%d8%aa%d9%87-%d8%a3\/"},"modified":"2025-11-06T18:12:58","modified_gmt":"2025-11-06T18:12:58","slug":"ecb-building-what-europe-banned-big-tech-from","status":"publish","type":"post","link":"https:\/\/metachannelcorp.com\/ar\/perspectives\/ecb-building-what-europe-banned-big-tech-from\/","title":{"rendered":"\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u064a\u0628\u0646\u064a \u0645\u0627 \u062d\u0638\u0631\u062a\u0647 \u0623\u0648\u0631\u0648\u0628\u0627 \u0639\u0644\u0649 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0643\u0628\u0631\u0649"},"content":{"rendered":"<p id=\"ember48\" class=\"ember-view reader-text-block__paragraph\">\u0628\u0642\u0644\u0645 <a id=\"ember49\" class=\"ember-view\" tabindex=\"0\" href=\"https:\/\/www.linkedin.com\/in\/antoniotejedaencinas\/\">Antonio Tejeda Encinas<\/a> | \u0627\u0644\u0631\u0626\u064a\u0633 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a \u0644\u0640 <a class=\"qnYTlArzYtboRwdjbntMpxxVLYbykXIogw \" tabindex=\"0\" href=\"https:\/\/www.linkedin.com\/company\/metachannelcorporation\/\" data-test-app-aware-link=\"\">Meta Channel Corporation<\/a> | \u0645\u062d\u0644\u0644 \u062c\u064a\u0648-\u062a\u0643\u0646\u0648\u0633\u064a\u0627\u0633\u064a<\/p>\n<h3 id=\"ember50\" class=\"ember-view reader-text-block__heading-3\">\u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a: \u0627\u0644\u062a\u0646\u0627\u0642\u0636 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0627\u0644\u0630\u064a \u0644\u0627 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<em>\u0625\u0645\u0643\u0627\u0646\u064a\u0629<\/em> \u062f\u0627\u0626\u0645\u0629 \u0644\u062a\u0644\u0643 \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u063a\u062f\u064b\u0627.<\/p>\n<p id=\"ember61\" class=\"ember-view reader-text-block__paragraph\">\u0648\u0647\u0646\u0627 \u064a\u063a\u062f\u0648 \u0627\u0644\u0634\u0631\u062d \u0623\u0645\u0631\u064b\u0627 \u0623\u0633\u0627\u0633\u064a\u064b\u0627. \u0644\u0646\u0641\u0643\u0651\u0631 \u0641\u064a\u0645\u0627 \u064a\u0639\u0646\u064a\u0647 \u0630\u0644\u0643 \u0639\u0645\u0644\u064a\u064b\u0627:<\/p>\n<ul>\n<li><strong>\u0639\u0644\u0649 \u0627\u0644\u0635\u0639\u064a\u062f \u0627\u0644\u062a\u062c\u0627\u0631\u064a:<\/strong> \u0645\u0627\u0630\u0627 \u064a\u062d\u062f\u062b \u0625\u0630\u0627 \u062a\u0645\u0643\u0651\u0646\u062a \u0634\u0631\u0643\u0629 \u062a\u0623\u0645\u064a\u0646\u060c \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u060c \u0645\u0646 \u0627\u0633\u062a\u0646\u062a\u0627\u062c \u0623\u0646\u0645\u0627\u0637 \u0633\u0644\u0648\u0643 \u062e\u0637\u0631\u0629 (\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0635\u063a\u064a\u0631\u0629 \u0641\u064a \u0622\u0644\u0627\u062a \u0628\u064a\u0639 \u0627\u0644\u062a\u0628\u063a\u060c \u0623\u0648 \u0634\u0631\u0627\u0621 \u0623\u0637\u0639\u0645\u0629 \u0645\u0639\u064a\u0651\u0646\u0629) \u0648\u062a\u0639\u062f\u064a\u0644 \u0623\u0642\u0633\u0627\u0637\u0647\u0627 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0630\u0644\u0643\u061f<\/li>\n<li><strong>\u0639\u0644\u0649 \u0627\u0644\u0635\u0639\u064a\u062f \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a:<\/strong> \u0645\u0627\u0630\u0627 \u0644\u0648 \u0639\u0627\u0642\u0628\u062a \u062e\u0648\u0627\u0631\u0632\u0645\u064a\u0629 \u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0645\u0646 \u064a\u062a\u0628\u0631\u0651\u0639 \u0644\u0642\u0636\u0627\u064a\u0627 \u062a\u064f\u0639\u062f\u0651 &#8220;\u063a\u064a\u0631 \u0645\u0633\u062a\u0642\u0631\u0629&#8221; \u0623\u0648 \u0645\u0646 \u0644\u062f\u064a\u0647 \u0623\u0646\u0645\u0627\u0637 \u0625\u0646\u0641\u0627\u0642 &#8220;\u063a\u064a\u0631 \u0645\u0646\u062a\u0638\u0645\u0629&#8221;\u061f<\/li>\n<li><strong>\u0639\u0644\u0649 \u0627\u0644\u0635\u0639\u064a\u062f \u0627\u0644\u0633\u064a\u0627\u0633\u064a:<\/strong> \u0645\u0627\u0630\u0627 \u064a\u062d\u062f\u062b \u0625\u0630\u0627 \u0627\u0633\u062a\u0637\u0627\u0639\u062a \u062d\u0643\u0648\u0645\u0629 \u0623\u0646 \u062a\u062a\u062a\u0628\u0651\u0639 \u0628\u062f\u0642\u0629 \u0645\u0646 \u064a\u0645\u0648\u0651\u0644 \u0646\u0642\u0627\u0628\u0629 \u0623\u0648 \u0648\u0633\u064a\u0644\u0629 \u0625\u0639\u0644\u0627\u0645 \u0645\u0633\u062a\u0642\u0644\u0629 \u0623\u0648 \u0645\u0646\u0638\u0645\u0629 \u0628\u064a\u0626\u064a\u0629 &#8220;\u0645\u0632\u0639\u062c\u0629&#8221;\u061f<\/li>\n<\/ul>\n<p id=\"ember63\" class=\"ember-view reader-text-block__paragraph\">\u0627\u0644\u062e\u0637\u0631 \u0644\u064a\u0633 \u0623\u0646 \u064a\u062a\u062c\u0633\u0651\u0633 \u0645\u0648\u0638\u0641 \u0641\u064a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0639\u0644\u0649 \u0645\u0634\u062a\u0631\u064a\u0627\u062a\u0646\u0627 \u0645\u0646 \u0627\u0644\u0633\u0648\u0628\u0631\u0645\u0627\u0631\u0643\u062a. \u0628\u0644 \u0627\u0644\u062e\u0637\u0631 \u0647\u0648 \u0625\u0646\u0634\u0627\u0621 \u0642\u0627\u0639\u062f\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0644\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0628\u0634\u0631\u064a\u060c \u0645\u0631\u0643\u0632\u064a\u0629 \u0648\u063a\u064a\u0631 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u063a\u064a\u064a\u0631\u060c \u064a\u0645\u0643\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0644\u0628\u0646\u0627\u0621 \u0627\u0644\u0645\u0644\u0641\u0627\u062a \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a\u0629 \u0648\u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0648\u0627\u0644\u062a\u062d\u0643\u0651\u0645 \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0644\u0645 \u062a\u0628\u0644\u063a\u0647 \u0642\u0637\u0651 \u0623\u064a \u0645\u0624\u0633\u0633\u0629\u060c \u0639\u0627\u0645\u0629 \u0643\u0627\u0646\u062a \u0623\u0648 \u062e\u0627\u0635\u0629.<\/p>\n<p id=\"ember64\" class=\"ember-view reader-text-block__paragraph\"><strong>\u062b\u0627\u0646\u064a\u064b\u0627. \u0627\u0644\u062a\u0646\u0627\u0642\u0636 \u0627\u0644\u0643\u0628\u064a\u0631: \u0646\u0646\u0638\u0651\u0645 Google \u0648\u0644\u0627 \u0646\u0646\u0638\u0651\u0645 \u0623\u0646\u0641\u0633\u0646\u0627<\/strong><\/p>\n<p id=\"ember65\" class=\"ember-view reader-text-block__paragraph\">\u0647\u0646\u0627 \u062a\u0628\u0644\u063a \u0627\u0644\u062d\u062c\u0651\u0629 \u0630\u0631\u0648\u062a\u0647\u0627. \u0641\u0642\u062f \u0631\u0633\u0651\u062e\u062a \u0623\u0648\u0631\u0648\u0628\u0627 \u0645\u0643\u0627\u0646\u062a\u0647\u0627\u060c \u0639\u0646 \u062d\u0642\u0651\u060c \u0628\u0648\u0635\u0641\u0647\u0627 \u0627\u0644\u0631\u0627\u0626\u062f\u0629 \u0639\u0627\u0644\u0645\u064a\u064b\u0627 \u0641\u064a \u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0633\u0644\u0637\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<\/p>\n<p id=\"ember66\" class=\"ember-view reader-text-block__paragraph\">\u0644\u0642\u062f \u0623\u0645\u0636\u064a\u0646\u0627 \u0627\u0644\u0639\u0642\u062f \u0627\u0644\u0623\u062e\u064a\u0631 \u0641\u064a \u062a\u0634\u062e\u064a\u0635 \u062f\u0642\u064a\u0642 \u0644\u0643\u064a\u0641\u064a\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0627\u0644\u0643\u0628\u0631\u0649 (<em>Big Tech<\/em>) \u0644\u0642\u0648\u062a\u0647\u0627 \u0641\u064a \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0645\u0646 \u0623\u062c\u0644 \u062a\u0634\u0648\u064a\u0647 \u0627\u0644\u0623\u0633\u0648\u0627\u0642\u060c \u0648\u062a\u0642\u0648\u064a\u0636 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629\u060c \u0648\u0625\u0636\u0639\u0627\u0641 \u0627\u0644\u062a\u0639\u062f\u062f\u064a\u0629 \u0627\u0644\u062f\u064a\u0645\u0642\u0631\u0627\u0637\u064a\u0629.<\/p>\n<p id=\"ember67\" class=\"ember-view reader-text-block__paragraph\">\u0648\u0631\u062f\u064b\u0651\u0627 \u0639\u0644\u0649 \u0630\u0644\u0643\u060c \u0628\u0646\u064a\u0646\u0627 \u0623\u0643\u062b\u0631 \u0627\u0644\u062a\u0631\u0633\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u062a\u0637\u0648\u0631\u064b\u0627 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0643\u0648\u0643\u0628:<\/p>\n<ol>\n<li><strong>\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 (DSA)<\/strong>\u060c \u0644\u0636\u0628\u0637 \u0627\u0644\u0633\u0644\u0637\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0648\u0645\u0646\u062d \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u062d\u0642\u0648\u0642\u064b\u0627.<\/li>\n<li><strong>\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 (DMA)<\/strong>\u060c \u0644\u062a\u0641\u0643\u064a\u0643 \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u0627\u062d\u062a\u0643\u0627\u0631\u064a\u0629 \u0644\u0640 <em>gatekeepers<\/em> (\u062d\u0631\u0651\u0627\u0633 \u0627\u0644\u0628\u0648\u0627\u0628\u0629).<\/li>\n<li><strong>\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0644\u062d\u0631\u064a\u0629 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0625\u0639\u0644\u0627\u0645 (EMFA)<\/strong>\u060c \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062a\u0639\u062f\u062f\u064a\u0629 \u0645\u0646 \u0627\u0644\u062a\u062f\u062e\u0651\u0644 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u064a.<\/li>\n<\/ol>\n<p id=\"ember69\" class=\"ember-view reader-text-block__paragraph\">\u0644\u0642\u062f \u0623\u062f\u0631\u0643\u062a \u0623\u0648\u0631\u0648\u0628\u0627 \u062a\u0645\u0627\u0645\u064b\u0627 \u0623\u0646 \u0645\u0646 \u064a\u062a\u062d\u0643\u0651\u0645 \u0641\u064a \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 (\u0645\u062d\u0631\u0651\u0643 \u0627\u0644\u0628\u062d\u062b\u060c \u0648\u0645\u062a\u062c\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u060c \u0648\u0627\u0644\u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629) \u064a\u0645\u0644\u0643 \u0633\u0644\u0637\u0629 \u063a\u064a\u0631 \u0645\u062a\u0646\u0627\u0633\u0628\u0629.<\/p>\n<p id=\"ember70\" class=\"ember-view reader-text-block__paragraph\">\u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0648\u0641\u064a \u0645\u0641\u0627\u0631\u0642\u0629 \u0645\u0630\u0647\u0644\u0629\u060c \u062d\u064a\u0646 \u0646\u0648\u0634\u0643 \u0639\u0644\u0649 \u0646\u0634\u0631 \u0623\u0643\u062b\u0631 \u0627\u0644\u0628\u0646\u0649 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u062d\u0633\u0627\u0633\u064a\u0629\u064b \u0639\u0644\u0649 \u0627\u0644\u0625\u0637\u0644\u0627\u0642 \u2014\u0639\u0645\u0644\u062a\u0646\u0627 \u0630\u0627\u062a\u0647\u0627\u2014\u060c \u064a\u0628\u062f\u0648 \u0623\u0646\u0646\u0627 \u0646\u062a\u062c\u0627\u0647\u0644 \u062a\u0645\u0627\u0645\u064b\u0627 \u0645\u0628\u0627\u062f\u0626 DSA \u0648DMA \u0648EMFA.<\/p>\n<p id=\"ember71\" class=\"ember-view reader-text-block__paragraph\">\u0625\u0646\u0646\u0627 \u0646\u0635\u0645\u0651\u0645 \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a \u0628\u0648\u0635\u0641\u0647 \u0645\u0634\u0631\u0648\u0639\u064b\u0627 \u0646\u0642\u062f\u064a\u064b\u0627 \u0628\u062d\u062a\u064b\u0627\u060c \u0645\u0639\u0632\u0648\u0644\u064b\u0627 \u062f\u0627\u062e\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u060c \u0641\u064a \u062d\u064a\u0646 \u0623\u0646\u0647 \u0628\u0637\u0628\u064a\u0639\u062a\u0647 \u0630\u0627\u062a\u0647\u0627 \u062d\u0627\u0631\u0633 \u0627\u0644\u0628\u0648\u0627\u0628\u0629 (<em>gatekeeper<\/em>) \u0627\u0644\u0623\u0642\u0635\u0649.<\/p>\n<p id=\"ember72\" class=\"ember-view reader-text-block__paragraph\"><strong>\u062b\u0627\u0644\u062b\u064b\u0627. \u0627\u0644\u0645\u0642\u062a\u0631\u062d: \u064a\u0648\u0631\u0648 \u0631\u0642\u0645\u064a \u0641\u064a \u0638\u0644 \u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 (\u0627\u0644\u0631\u0642\u0645\u064a)<\/strong><\/p>\n<p id=\"ember73\" class=\"ember-view reader-text-block__paragraph\">\u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0623\u0648\u0631\u0648\u0628\u0627 \u062c\u0627\u062f\u0651\u0629 \u0641\u064a \u0627\u0644\u062a\u0645\u0633\u0651\u0643 \u0628\u0645\u0628\u0627\u062f\u0626\u0647\u0627 \u0627\u0644\u062f\u064a\u0645\u0642\u0631\u0627\u0637\u064a\u0629\u060c \u0641\u0644\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a \u062d\u0627\u0644\u0629 \u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u062a\u0646\u0638\u064a\u0645\u064a. \u0628\u0644 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0623\u0648\u0644 \u0628\u0646\u064a\u0629 \u062a\u062d\u062a\u064a\u0629 \u0639\u0627\u0645\u0629 \u0643\u0628\u0631\u0649 \u062a\u064f\u0635\u0645\u064e\u0651\u0645\u060c \u0645\u0646\u0630 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0623\u0648\u0644\u060c \u0641\u064a \u0638\u0644 \u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u064a \u0623\u0646\u0634\u0623\u0646\u0627\u0647\u0627 \u0628\u0627\u0644\u0641\u0639\u0644.<\/p>\n<p id=\"ember74\" class=\"ember-view reader-text-block__paragraph\">\u0648\u0645\u0642\u062a\u0631\u062d\u064a \u0647\u0648 \u0623\u0646 \u064a\u062e\u0636\u0639 \u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a \u0635\u0631\u0627\u062d\u0629\u064b \u0644\u0645\u0628\u0627\u062f\u0626 \u0647\u0630\u0647 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062b\u0644\u0627\u062b\u0629.<\/p>\n<p id=\"ember75\" class=\"ember-view reader-text-block__paragraph\"><em>1. \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a \u0628\u0648\u0635\u0641\u0647 &#8220;\u0633\u0648\u0642\u064b\u0627&#8221; (\u0645\u0628\u0627\u062f\u0626 DMA)<\/em><\/p>\n<p id=\"ember76\" class=\"ember-view reader-text-block__paragraph\">\u0623\u064f\u0646\u0634\u0626 \u0642\u0627\u0646\u0648\u0646 DMA \u0644\u0645\u0646\u0639 \u0623\u064a \u062d\u0627\u0631\u0633 \u0628\u0648\u0627\u0628\u0629 (<em>gatekeeper<\/em>) (\u0645\u062b\u0644 Apple \u0623\u0648 Google) \u0645\u0646 \u0641\u0631\u0636 \u0634\u0631\u0648\u0637\u0647 \u0648\u0639\u0645\u0648\u0644\u0627\u062a\u0647 \u0648\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647 \u0639\u0644\u0649 \u0645\u0646\u0635\u062a\u0647.<\/p>\n<p id=\"ember77\" class=\"ember-view reader-text-block__paragraph\">\u0648\u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a \u0647\u0648\u060c \u0628\u062d\u0643\u0645 \u062a\u0639\u0631\u064a\u0641\u0647\u060c \u062d\u0627\u0631\u0633 \u0628\u0648\u0627\u0628\u0629 (<em>gatekeeper<\/em>) \u0646\u0642\u062f\u064a. \u0648\u0627\u0644\u062e\u0637\u0631 \u0623\u0646 \u064a\u064f\u0646\u0634\u0626 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0623\u0648 \u0627\u0644\u0648\u0633\u0637\u0627\u0621 \u0627\u0644\u0645\u0639\u064a\u064e\u0651\u0646\u0648\u0646 \u0645\u0646\u0638\u0648\u0645\u0629 \u0645\u063a\u0644\u0642\u0629.<\/p>\n<ul>\n<li><strong>\u062a\u0637\u0628\u064a\u0642 DMA \u064a\u0639\u0646\u064a:<\/strong> \u0636\u0645\u0627\u0646 \u0642\u0627\u0628\u0644\u064a\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0628\u064a\u0646\u064a \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646. \u0648\u0627\u0644\u062a\u0623\u0643\u0651\u062f \u0645\u0646 \u0623\u0646 \u0623\u064a \u0645\u0637\u0648\u0651\u0631 \u0644\u0640 <em>wallets<\/em> (\u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0631\u0642\u0645\u064a\u0629) \u0623\u0648 \u0623\u064a \u0628\u0646\u0643 \u0623\u0648 \u0623\u064a \u0634\u0631\u0643\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0645\u0627\u0644\u064a\u0629 (<em>fintechs<\/em>) \u064a\u0645\u0643\u0646\u0647 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a \u0628\u0634\u0631\u0648\u0637 \u0639\u0627\u062f\u0644\u0629 \u0648\u0634\u0641\u0627\u0641\u0629 \u0648\u063a\u064a\u0631 \u062a\u0645\u064a\u064a\u0632\u064a\u0629. \u0648\u064a\u0639\u0646\u064a \u0630\u0644\u0643 \u0623\u0646\u0647 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0645\u0648\u0642\u0639\u0647 \u0644\u0625\u0646\u0634\u0627\u0621 \u0627\u062d\u062a\u0643\u0627\u0631 \u0644\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0639\u0627\u0645\u0629.<\/li>\n<\/ul>\n<p id=\"ember79\" class=\"ember-view reader-text-block__paragraph\"><em>2. \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a \u0628\u0648\u0635\u0641\u0647 &#8220;\u062e\u062f\u0645\u0629&#8221; (\u0645\u0628\u0627\u062f\u0626 DSA)<\/em><\/p>\n<p id=\"ember80\" class=\"ember-view reader-text-block__paragraph\">\u0623\u064f\u0646\u0634\u0626 \u0642\u0627\u0646\u0648\u0646 DSA \u0644\u0645\u0646\u062d \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u062d\u0642\u0648\u0642\u064b\u0627 \u0623\u0633\u0627\u0633\u064a\u0629 \u0641\u064a \u0645\u0648\u0627\u062c\u0647\u0629 \u0633\u0644\u0637\u0629 \u0627\u0644\u0645\u0646\u0635\u0627\u062a. \u0641\u0647\u0648 \u064a\u0641\u0631\u0636 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a\u0629\u060c \u0648\u0627\u0644\u0623\u0647\u0645\u0651 \u0623\u0646\u0647 \u064a\u0645\u0646\u062d \u062d\u0642 \u0627\u0644\u0637\u0639\u0646 \u0639\u0646\u062f \u062a\u0639\u0644\u064a\u0642 \u062d\u0633\u0627\u0628 \u0623\u0648 \u062d\u0630\u0641 \u0645\u062d\u062a\u0648\u0649.<\/p>\n<p id=\"ember81\" class=\"ember-view reader-text-block__paragraph\">\u0645\u0627 \u0627\u0644\u0623\u062e\u0637\u0631 \u0645\u0646 \u0623\u0646 \u064a\u064f\u062d\u0630\u0641 \u0644\u0643\u0645 <em>\u0645\u0646\u0634\u0648\u0631<\/em>\u061f \u0623\u0646 \u062a\u064f\u062c\u0645\u064e\u0651\u062f \u0623\u0645\u0648\u0627\u0644\u0643\u0645.<\/p>\n<ul>\n<li><strong>\u062a\u0637\u0628\u064a\u0642 DSA \u064a\u0639\u0646\u064a:<\/strong> \u0625\u0630\u0627 \u062d\u064f\u0638\u0631\u062a \u0639\u0645\u0644\u064a\u0629 \u062f\u0641\u0639\u060c \u0623\u0648 \u0625\u0630\u0627 \u0635\u0646\u0651\u0641\u062a \u062e\u0648\u0627\u0631\u0632\u0645\u064a\u0629 &#8220;\u0644\u0644\u0645\u062e\u0627\u0637\u0631&#8221; \u062a\u062d\u0648\u064a\u0644\u064b\u0627 \u0645\u0627\u060c \u0623\u0648 \u0625\u0630\u0627 \u062c\u064f\u0645\u0651\u062f \u062d\u0633\u0627\u0628 (\u0631\u0628\u0645\u0627 \u0628\u0633\u0628\u0628 \u062e\u0637\u0623\u060c \u0623\u0648 \u0628\u0623\u0645\u0631 \u0625\u062f\u0627\u0631\u064a \u063a\u064a\u0631 \u0634\u0641\u0627\u0641)\u060c \u0641\u064a\u062c\u0628 \u0623\u0646 \u064a\u062a\u0645\u062a\u0639 \u0627\u0644\u0645\u0648\u0627\u0637\u0646 \u0628\u062d\u0642\u0648\u0642 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0637\u0639\u0646 \u0630\u0627\u062a\u0647\u0627 \u0627\u0644\u062a\u064a \u064a\u062a\u0645\u062a\u0639 \u0628\u0647\u0627 \u0641\u064a \u0627\u0644\u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629. \u0641\u0644\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0643\u0648\u0646 \u062d\u0642\u0648\u0642\u0647 \u0639\u0644\u0649 \u0623\u0645\u0648\u0627\u0644\u0647 \u0623\u062f\u0646\u0649 \u0645\u0646 \u062d\u0642\u0648\u0642\u0647 \u0639\u0644\u0649 \u0635\u0648\u0631\u0647 \u0627\u0644\u0630\u0627\u062a\u064a\u0629 (<em>selfies<\/em>).<\/li>\n<\/ul>\n<p id=\"ember83\" class=\"ember-view reader-text-block__paragraph\"><em>3. \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a \u0628\u0648\u0635\u0641\u0647 &#8220;\u0646\u0641\u0648\u0630\u064b\u0627&#8221; (\u0645\u0628\u0627\u062f\u0626 EMFA)<\/em><\/p>\n<p id=\"ember84\" class=\"ember-view reader-text-block__paragraph\">\u064a\u0633\u0639\u0649 \u0642\u0627\u0646\u0648\u0646 EMFA \u0625\u0644\u0649 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062a\u0639\u062f\u062f\u064a\u0629 \u0628\u0645\u0646\u0639 \u0627\u0644\u062a\u062f\u062e\u0651\u0644 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0623\u0648 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0641\u064a \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0625\u0639\u0644\u0627\u0645. \u0648\u0631\u0648\u062d\u0647 \u0647\u064a \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0646\u0642\u0627\u0634 \u0627\u0644\u062f\u064a\u0645\u0642\u0631\u0627\u0637\u064a \u0645\u0646 \u0636\u063a\u0637 \u0627\u0644\u0645\u0627\u0644.<\/p>\n<p id=\"ember85\" class=\"ember-view reader-text-block__paragraph\">\u0648\u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a\u060c \u0625\u0646 \u0623\u062a\u0627\u062d \u062a\u062a\u0628\u0651\u0639\u064b\u0627 \u0643\u0627\u0645\u0644\u064b\u0627\u060c \u064a\u0635\u0628\u062d \u0623\u062f\u0627\u0629 \u0627\u0644\u0636\u063a\u0637 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0645\u062b\u0627\u0644\u064a\u0629. \u0641\u0647\u0648 \u064a\u062a\u064a\u062d \u0645\u0639\u0631\u0641\u0629 \u0645\u0646 \u064a\u0645\u0648\u0651\u0644 \u0645\u0627\u0630\u0627.<\/p>\n<ul>\n<li><strong>\u062a\u0637\u0628\u064a\u0642 EMFA \u064a\u0639\u0646\u064a:<\/strong> \u0623\u0646 \u064a\u062c\u0639\u0644 \u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a \u0623\u0648\u0644\u0648\u064a\u062a\u0647 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0633\u0629\u060c \u0645\u062b\u0644 \u0627\u0644\u062a\u0628\u0631\u0639\u0627\u062a \u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0625\u0639\u0644\u0627\u0645 \u0623\u0648 \u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0623\u0648 \u0627\u0644\u0642\u0636\u0627\u064a\u0627 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629. \u0648\u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062d\u064a\u0644 \u062a\u0642\u0646\u064a\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u062f\u0648\u0644\u0629 (\u0623\u0648 \u0639\u0644\u0649 \u0623\u064a \u062c\u0647\u0629) \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0644\u0625\u0646\u0634\u0627\u0621 &#8220;\u062e\u0631\u0627\u0626\u0637 \u0646\u0641\u0648\u0630&#8221; \u0623\u0648 \u0644\u0625\u062d\u062f\u0627\u062b &#8220;\u0623\u062b\u0631 \u0631\u0627\u062f\u0639&#8221; (chilling effect) \u0639\u0644\u0649 \u062f\u0639\u0645 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0645\u062f\u0646\u064a.<\/li>\n<\/ul>\n<p id=\"ember87\" class=\"ember-view reader-text-block__paragraph\"><strong>\u0631\u0627\u0628\u0639\u064b\u0627. \u0627\u0644\u062d\u062c\u0651\u0629 \u0627\u0644\u0645\u0636\u0627\u062f\u0629 \u0627\u0644\u062d\u062a\u0645\u064a\u0629: \u0627\u0644\u0623\u0645\u0646 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062d\u0631\u064a\u0629 (\u0648\u0644\u0645\u0627\u0630\u0627 \u0647\u064a \u062b\u0646\u0627\u0626\u064a\u0629 \u0632\u0627\u0626\u0641\u0629)<\/strong><\/p>\n<p id=\"ember88\" class=\"ember-view reader-text-block__paragraph\">\u0644\u062f\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0648\u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062d\u062c\u0651\u0629 \u0645\u0636\u0627\u062f\u0629 \u0645\u0634\u0631\u0648\u0639\u0629\u060c \u0648\u0645\u0646 \u063a\u064a\u0631 \u0627\u0644\u0646\u0632\u0627\u0647\u0629 \u0623\u0644\u0651\u0627 \u0646\u062a\u0646\u0627\u0648\u0644\u0647\u0627 \u0645\u0628\u0627\u0634\u0631\u0629.<\/p>\n<p id=\"ember89\" class=\"ember-view reader-text-block__paragraph\">\u0633\u064a\u0642\u0648\u0644\u0648\u0646: &#8220;\u0627\u0644\u062a\u062a\u0628\u0651\u0639 \u0644\u064a\u0633 \u0646\u0632\u0648\u0629 \u0628\u064a\u0631\u0648\u0642\u0631\u0627\u0637\u064a\u0629. \u0625\u0646\u0647 \u0627\u0644\u062a\u0632\u0627\u0645 \u0642\u0627\u0646\u0648\u0646\u064a \u0646\u0627\u0628\u0639 \u0645\u0646 \u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 (AML) \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 (CFT). \u0648\u0645\u0646 \u062f\u0648\u0646 \u0627\u0644\u062a\u062a\u0628\u0651\u0639\u060c \u0633\u064a\u062a\u062d\u0648\u0651\u0644 \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a \u0625\u0644\u0649 \u0627\u0644\u0645\u0644\u0627\u0630 \u0627\u0644\u0645\u062b\u0627\u0644\u064a \u0644\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0629.&#8221;<\/p>\n<p id=\"ember90\" class=\"ember-view reader-text-block__paragraph\">\u0625\u0646\u0647\u0627 \u062d\u062c\u0651\u0629 \u0648\u062c\u064a\u0647\u0629. \u0648\u0627\u0644\u0631\u062f\u0651 \u0639\u0644\u064a\u0647\u0627 \u0644\u064a\u0633 \u0625\u0646\u0643\u0627\u0631\u0647\u0627\u060c \u0628\u0644 \u062a\u0641\u0643\u064a\u0643\u0647\u0627 \u0628\u0648\u0635\u0641\u0647\u0627 \u062b\u0646\u0627\u0626\u064a\u0629 \u0632\u0627\u0626\u0641\u0629.<\/p>\n<p id=\"ember91\" class=\"ember-view reader-text-block__paragraph\">\u0630\u0644\u0643 \u0623\u0646 \u0627\u0644\u0633\u0624\u0627\u0644 \u0627\u0644\u0635\u062d\u064a\u062d \u0644\u064a\u0633 &#8220;\u0647\u0644 \u0646\u062a\u062a\u0628\u0651\u0639 \u0623\u0645 \u0644\u0627\u061f&#8221;\u060c \u0628\u0644 &#8220;<strong>\u0645\u0646<\/strong> \u064a\u062d\u0642 \u0644\u0647 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u062a\u0628\u0651\u0639\u060c \u0648<strong>\u0628\u0623\u064a\u0651 \u0634\u0631\u0648\u0637<\/strong>\u060c \u0648\u0645\u0639 \u0623\u064a\u0651 <strong>\u0636\u0645\u0627\u0646\u0627\u062a \u0642\u0636\u0627\u0626\u064a\u0629<\/strong>\u061f&#8221;<\/p>\n<p id=\"ember92\" class=\"ember-view reader-text-block__paragraph\">\u0641\u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0646\u0638\u0627\u0645 \u0644\u0645\u0646\u0639 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0648\u0646\u0638\u0627\u0645 \u0644\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u062c\u0645\u0627\u0639\u064a\u0629 \u0644\u0627 \u064a\u0643\u0645\u0646 \u0641\u064a \u0648\u062c\u0648\u062f \u0633\u062c\u0644\u0651 \u0645\u0646 \u0639\u062f\u0645\u0647\u060c \u0628\u0644 \u0641\u064a:<\/p>\n<ol>\n<li><strong>\u0627\u0644\u062a\u0646\u0627\u0633\u0628:<\/strong> \u0647\u0644 \u064a\u064f\u0633\u062c\u064e\u0651\u0644 \u0643\u0644 \u0634\u064a\u0621 \u0623\u0645 \u0627\u0644\u0645\u0634\u0628\u0648\u0647 \u0641\u0642\u0637\u061f \u0647\u0644 \u062a\u064f\u0637\u0628\u064e\u0651\u0642 \u0639\u062a\u0628\u0627\u062a \u0645\u0639\u0642\u0648\u0644\u0629 (\u0643\u062a\u0644\u0643 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0628\u0627\u0644\u0641\u0639\u0644 \u0644\u0644\u0646\u0642\u062f)\u061f<\/li>\n<li><strong>\u0627\u0644\u0625\u0630\u0646 \u0627\u0644\u0642\u0636\u0627\u0626\u064a:<\/strong> \u0647\u0644 \u064a\u0645\u0643\u0646 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0645\u0646 \u062f\u0648\u0646 \u0623\u0645\u0631 \u0642\u0636\u0627\u0626\u064a \u0645\u0633\u0628\u0642\u061f \u0623\u0645 \u064a\u0648\u062c\u062f \u062c\u062f\u0627\u0631 \u062d\u0645\u0627\u064a\u0629 \u0642\u0627\u0646\u0648\u0646\u064a \u0628\u064a\u0646 \u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0648\u0627\u0644\u0633\u0644\u0637\u0627\u062a\u061f<\/li>\n<li><strong>\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629:<\/strong> \u0647\u0644 \u0646\u0639\u0631\u0641 \u0643\u0645 \u0645\u0631\u0629 \u0627\u0633\u062a\u064f\u062e\u062f\u0645 \u0627\u0644\u0646\u0638\u0627\u0645 \u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u062a\u062d\u0642\u064a\u0642\u061f \u0647\u0644 \u062a\u0648\u062c\u062f \u062a\u0642\u0627\u0631\u064a\u0631 \u0639\u0644\u0646\u064a\u0629 \u0633\u0646\u0648\u064a\u0629\u060c \u0643\u0645\u0627 \u0647\u0648 \u0627\u0644\u062d\u0627\u0644 \u0641\u064a \u0627\u0644\u062a\u0646\u0635\u0651\u062a \u0639\u0644\u0649 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0647\u0627\u062a\u0641\u064a\u0629\u061f<\/li>\n<li><strong>\u0642\u0627\u0628\u0644\u064a\u0629 \u0627\u0644\u0645\u062d\u0648:<\/strong> \u0647\u0644 \u062a\u064f\u062d\u0630\u0641 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0639\u062f \u0627\u0646\u0642\u0636\u0627\u0621 \u0645\u062f\u0629 \u0642\u0627\u0646\u0648\u0646\u064a\u0629\u061f \u0623\u0645 \u062a\u064f\u062e\u0632\u064e\u0651\u0646 \u0625\u0644\u0649 \u0623\u062c\u0644 \u063a\u064a\u0631 \u0645\u0633\u0645\u0651\u0649 &#8220;\u062a\u062d\u0633\u0651\u0628\u064b\u0627 \u0644\u0623\u064a \u0637\u0627\u0631\u0626&#8221;\u061f<\/li>\n<\/ol>\n<p id=\"ember94\" class=\"ember-view reader-text-block__paragraph\"><strong>\u0648\u0647\u0646\u0627 \u062a\u062d\u062f\u064a\u062f\u064b\u0627 \u0644\u0627 \u062a\u062a\u0639\u0627\u0631\u0636 DSA \u0648DMA \u0648EMFA \u0645\u0639 \u0642\u0648\u0627\u0639\u062f \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 (AML\/CFT)\u060c \u0628\u0644 \u062a\u0643\u0645\u0651\u0644\u0647\u0627.<\/strong><\/p>\n<ul>\n<li><strong>DSA<\/strong> \u0644\u0627 \u064a\u0645\u0646\u0639 \u0627\u0644\u0645\u0646\u0635\u0629 \u0645\u0646 \u062d\u0630\u0641 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u063a\u064a\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a. \u0628\u0644 \u064a\u0634\u062a\u0631\u0637 \u0623\u0646 \u062a\u0641\u0639\u0644 \u0630\u0644\u0643 \u0628\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u062a\u0646\u0627\u0633\u0628 \u0645\u0639 \u0636\u0645\u0627\u0646 \u062d\u0642 \u0627\u0644\u0637\u0639\u0646. \u0648\u0628\u062a\u0637\u0628\u064a\u0642 \u0630\u0644\u0643 \u0639\u0644\u0649 \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a: \u0644\u0627 \u064a\u062a\u0639\u0644\u0642 \u0627\u0644\u0623\u0645\u0631 \u0628\u0645\u0646\u0639 \u062d\u0638\u0631 \u0645\u0639\u0627\u0645\u0644\u0629 \u064a\u064f\u0634\u062a\u0628\u0647 \u0641\u064a \u062a\u0645\u0648\u064a\u0644\u0647\u0627 \u0644\u0644\u0625\u0631\u0647\u0627\u0628\u060c \u0628\u0644 \u0628\u0623\u0646 \u064a\u0643\u0648\u0646 \u0644\u0644\u0645\u0648\u0627\u0637\u0646 \u0627\u0644\u062d\u0642 \u0641\u064a \u0645\u0639\u0631\u0641\u0629 <em>\u0633\u0628\u0628<\/em> \u062d\u0638\u0631\u0647\u0627 \u0648\u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0631\u0627\u0636 \u0625\u0646 \u0643\u0627\u0646 \u0630\u0644\u0643 \u062e\u0637\u0623\u064b.<\/li>\n<li><strong>DMA<\/strong> \u0644\u0627 \u064a\u0645\u0646\u0639 Apple \u0645\u0646 \u0627\u0645\u062a\u0644\u0627\u0643 \u0645\u062a\u062c\u0631 \u062a\u0637\u0628\u064a\u0642\u0627\u062a. \u0628\u0644 \u064a\u062d\u0638\u0631 \u0639\u0644\u064a\u0647\u0627 \u0625\u0633\u0627\u0621\u0629 \u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0645\u0631\u0643\u0632\u0647\u0627 \u0627\u0644\u0645\u0647\u064a\u0645\u0646 \u0644\u0644\u062a\u0645\u064a\u064a\u0632 \u0636\u062f \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u064a\u0646. \u0648\u0628\u062a\u0637\u0628\u064a\u0642 \u0630\u0644\u0643 \u0639\u0644\u0649 \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a: \u0644\u0627 \u064a\u062a\u0639\u0644\u0642 \u0627\u0644\u0623\u0645\u0631 \u0628\u0645\u0646\u0639 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0645\u0646 \u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u0646\u0638\u0627\u0645\u060c \u0628\u0644 \u0628\u0623\u0644\u0651\u0627 \u064a\u0633\u062a\u063a\u0644 \u0645\u0648\u0642\u0639\u0647 \u0644\u0625\u0646\u0634\u0627\u0621 \u0645\u0646\u0638\u0648\u0645\u0629 \u0645\u063a\u0644\u0642\u0629 \u062a\u062e\u0646\u0642 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631.<\/li>\n<li><strong>EMFA<\/strong> \u0644\u0627 \u064a\u0645\u0646\u0639 \u0627\u0644\u062f\u0648\u0644\u0629 \u0645\u0646 \u062a\u0646\u0638\u064a\u0645 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0625\u0639\u0644\u0627\u0645. \u0628\u0644 \u064a\u062d\u0638\u0631 \u0639\u0644\u064a\u0647\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0633\u0644\u0637\u062a\u0647\u0627 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0623\u0648 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0644\u0644\u0636\u063a\u0637 \u0639\u0644\u0649 \u0627\u0644\u062e\u0637 \u0627\u0644\u062a\u062d\u0631\u064a\u0631\u064a. \u0648\u0628\u062a\u0637\u0628\u064a\u0642 \u0630\u0644\u0643 \u0639\u0644\u0649 \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a: \u0644\u0627 \u064a\u062a\u0639\u0644\u0642 \u0627\u0644\u0623\u0645\u0631 \u0628\u0645\u0646\u0639 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629\u060c \u0628\u0644 \u0628\u0623\u0644\u0651\u0627 \u064a\u062a\u064a\u062d \u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u0646\u0638\u0627\u0645 <em>\u0628\u062d\u0643\u0645 \u0627\u0644\u0648\u0627\u0642\u0639<\/em> \u0631\u0633\u0645 \u062e\u0631\u064a\u0637\u0629 \u0644\u0645\u0646 \u064a\u0645\u0648\u0651\u0644 \u0623\u064a\u0651 \u0642\u0636\u064a\u0629\u060c \u0628\u0645\u0627 \u064a\u064f\u062d\u062f\u062b \u0623\u062b\u0631\u064b\u0627 \u0631\u0627\u062f\u0639\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0645\u062f\u0646\u064a.<\/li>\n<\/ul>\n<p id=\"ember96\" class=\"ember-view reader-text-block__paragraph\"><strong>\u0627\u0644\u0645\u0641\u062a\u0627\u062d \u0647\u0648 \u0627\u0644\u062a\u0635\u0645\u064a\u0645 \u0645\u0646\u0630 \u0627\u0644\u0628\u062f\u0627\u064a\u0629.<\/strong><\/p>\n<p id=\"ember97\" class=\"ember-view reader-text-block__paragraph\">\u0625\u0646 \u064a\u0648\u0631\u0648 \u0631\u0642\u0645\u064a\u064b\u0627 \u0645\u0635\u0645\u064e\u0651\u0645\u064b\u0627 \u0648\u0641\u0642 \u0645\u0628\u062f\u0623 &#8220;\u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0641\u062a\u0631\u0627\u0636\u064a\u064b\u0627&#8221; \u0645\u0639 \u062a\u062a\u0628\u0651\u0639 &#8220;\u0628\u0645\u0648\u062c\u0628 \u0623\u0645\u0631 \u0642\u0636\u0627\u0626\u064a&#8221; \u0645\u0645\u0643\u0646 \u062a\u0642\u0646\u064a\u064b\u0627. \u0641\u0647\u0646\u0627\u0643 \u0628\u0627\u0644\u0641\u0639\u0644 \u0628\u0631\u0648\u062a\u0648\u0643\u0648\u0644\u0627\u062a \u062a\u0634\u0641\u064a\u0631\u064a\u0629 (\u0645\u062b\u0644 \u0628\u0631\u0627\u0647\u064a\u0646 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0635\u0641\u0631\u064a\u0629 <em>zero-knowledge proofs<\/em> \u0623\u0648 \u0628\u0646\u0649 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u062a\u0641\u0627\u0636\u0644\u064a\u0629) \u062a\u062a\u064a\u062d \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0623\u0646 \u0645\u0639\u0627\u0645\u0644\u0629 \u0645\u0627 \u062a\u0633\u062a\u0648\u0641\u064a \u0645\u0639\u0627\u064a\u064a\u0631 \u0645\u0639\u064a\u0651\u0646\u0629 (\u0645\u062b\u0644\u064b\u0627: &#8220;\u0642\u064a\u0645\u062a\u0647\u0627 \u0623\u0642\u0644 \u0645\u0646 10,000 \u064a\u0648\u0631\u0648&#8221;) \u0645\u0646 \u062f\u0648\u0646 \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0646\u0641\u0633\u0647\u0627.<\/p>\n<p id=\"ember98\" class=\"ember-view reader-text-block__paragraph\">\u0627\u0644\u0645\u0634\u0643\u0644\u0629 \u0644\u064a\u0633\u062a \u062a\u0642\u0646\u064a\u0629\u060c \u0628\u0644 \u0645\u0634\u0643\u0644\u0629 \u062d\u0648\u0627\u0641\u0632. \u0644\u0623\u0646 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u062a\u062a\u0628\u0651\u0639 \u0627\u0644\u0643\u0627\u0645\u0644 \u0623\u0633\u0647\u0644 \u0641\u064a \u0627\u0644\u0628\u0646\u0627\u0621\u060c \u0648\u0623\u0642\u0644 \u0643\u0644\u0641\u0629 \u0641\u064a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u060c \u0648\u0623\u0643\u062b\u0631 \u0637\u0645\u0623\u0646\u0629 \u0644\u0644\u0628\u064a\u0631\u0648\u0642\u0631\u0627\u0637\u064a\u064a\u0646.<\/p>\n<p id=\"ember99\" class=\"ember-view reader-text-block__paragraph\">\u0648\u0647\u0646\u0627 \u064a\u062a\u0639\u064a\u0651\u0646 \u0639\u0644\u0649 \u0623\u0648\u0631\u0648\u0628\u0627 \u0623\u0646 \u062a\u0642\u0631\u0651\u0631 \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u062a\u0632\u0627\u0645\u0647\u0627 \u0628\u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0645\u062c\u0631\u062f \u062e\u0637\u0627\u0628 \u0623\u0645 \u0628\u0646\u064a\u0629 \u0641\u0639\u0644\u064a\u0629.<\/p>\n<p id=\"ember100\" class=\"ember-view reader-text-block__paragraph\"><strong>\u062e\u0644\u0627\u0635\u0629 \u0627\u0644\u0642\u0648\u0644: \u0627\u0644\u0642\u0631\u0627\u0631 \u0644\u064a\u0633 \u062a\u0642\u0646\u064a\u064b\u0627\u060c \u0628\u0644 \u0633\u064a\u0627\u0633\u064a<\/strong><\/p>\n<p id=\"ember101\" class=\"ember-view reader-text-block__paragraph\">\u0627\u0644\u0646\u0642\u0627\u0634 \u062d\u0648\u0644 \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a \u0644\u0627 \u064a\u062f\u0648\u0631 \u062d\u0648\u0644 \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0622\u0645\u0646\u0629 \u0623\u0648 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0641\u0648\u0631\u064a\u0629. \u0641\u062a\u0644\u0643 \u0645\u0634\u0643\u0644\u0627\u062a \u062a\u0642\u0646\u064a\u0629 \u0633\u062a\u064f\u062d\u0644\u0651.<\/p>\n<p id=\"ember102\" class=\"ember-view reader-text-block__paragraph\">\u0627\u0644\u0633\u0624\u0627\u0644 \u0627\u0644\u062d\u0642\u064a\u0642\u064a \u0647\u0648: \u0647\u0644 \u0646\u0628\u0646\u064a \u0623\u062f\u0627\u0629 \u0644\u0644\u0643\u0641\u0627\u0621\u0629 \u0623\u0645 \u0628\u0646\u064a\u0629 \u062a\u062d\u062a\u064a\u0629 \u0644\u0644\u062d\u0631\u064a\u0629\u061f \u0625\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0645\u0646\u0634\u063a\u0644\u0648\u0646\u060c \u0628\u062d\u0643\u0645 \u0627\u0644\u0642\u0635\u0648\u0631 \u0627\u0644\u0630\u0627\u062a\u064a\u060c \u0628\u0627\u0644\u0623\u0648\u0644\u0649\u060c \u0644\u0623\u0646\u0647\u0627 \u0645\u0627 \u064a\u062c\u064a\u062f\u0648\u0646\u0647.<\/p>\n<p id=\"ember103\" class=\"ember-view reader-text-block__paragraph\">\u0648\u0645\u0647\u0645\u0651\u062a\u0646\u0627 \u0647\u064a \u062f\u0641\u0639 \u0627\u0644\u0646\u0642\u0627\u0634 \u0646\u062d\u0648 \u0627\u0644\u062b\u0627\u0646\u064a\u0629.<\/p>\n<p id=\"ember104\" class=\"ember-view reader-text-block__paragraph\">\u062a\u0645\u0644\u0643 \u0623\u0648\u0631\u0648\u0628\u0627 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0646\u0636\u062c \u0627\u0644\u0645\u0624\u0633\u0633\u064a \u0627\u0644\u0644\u0627\u0632\u0645\u064a\u0646 \u0644\u0625\u0646\u062c\u0627\u0632 \u0630\u0644\u0643 \u0639\u0644\u0649 \u0627\u0644\u0648\u062c\u0647 \u0627\u0644\u0635\u062d\u064a\u062d. \u0644\u0642\u062f \u0623\u0646\u0634\u0623\u0646\u0627 \u0625\u0637\u0627\u0631\u064b\u0627 \u0645\u062a\u064a\u0646\u064b\u0627 \u0644\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0645\u0646 \u0623\u062c\u0644 \u0647\u0630\u0647 \u0627\u0644\u0644\u062d\u0638\u0629 \u0628\u0627\u0644\u0630\u0627\u062a. \u0648\u062a\u062c\u0627\u0647\u0644\u0647 \u0627\u0644\u0622\u0646\u060c \u0641\u064a \u0623\u0647\u0645 \u0645\u0634\u0631\u0648\u0639 \u0644\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0642\u0631\u0646\u060c \u0644\u0646 \u064a\u0643\u0648\u0646 \u0645\u062c\u0631\u062f \u0633\u0647\u0648\u060c \u0628\u0644 \u062a\u062e\u0644\u0651\u064a\u064b\u0627 \u0639\u0646 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0628\u0642\u0644\u0645 Antonio Tejeda Encinas | \u0627\u0644\u0631\u0626\u064a\u0633 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a \u0644\u0640 Meta Channel Corporation | \u0645\u062d\u0644\u0644 \u062c\u064a\u0648-\u062a\u0643\u0646\u0648\u0633\u064a\u0627\u0633\u064a \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a: \u0627\u0644\u062a\u0646\u0627\u0642\u0636 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0627\u0644\u0630\u064a \u0644\u0627 \u064a\u0646\u062a\u0628\u0647 \u0625\u0644\u064a\u0647 \u0623\u062d\u062f \u0645\u0646 Meta Channel \u2014\u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0631\u0642\u0645\u064a \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0628\u0646\u0649 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629\u2014 \u0646\u062d\u0644\u0651\u0644 \u0623\u062b\u0631 \u0627\u0644\u064a\u0648\u0631\u0648 \u0627\u0644\u0631\u0642\u0645\u064a \u0645\u0646 \u0645\u0646\u0638\u0648\u0631 \u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0624\u0633\u0633\u064a \u0644\u0644\u0645\u0646\u0638\u0648\u0645\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629. \u062a\u062e\u0648\u0636 \u0623\u0648\u0631\u0648\u0628\u0627 \u0645\u0646\u0630 \u0633\u0646\u0648\u0627\u062a \u0646\u0642\u0627\u0634\u064b\u0627 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":37642,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4386,4380,4388],"tags":[4631,4630,4632,4439,4626,4625,4621,4617,4396,4633,4407,4635,4627,4637,4624,4636,4623,4634,4629,4628],"class_list":["post-40320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-innovation-and-tech-ecosystems-ar","category-regulation-and-compliance-ar","category-geopolitics-of-technology-ar","tag-dma-ar","tag-dsa-ar","tag-emfa-ar","tag-meta-channel-corporation-ar","tag-traceability-ar","tag-ecb-ar","tag-payment-infrastructure-ar","tag-fintech-ar","tag-european-regulation-ar","tag-digital-rights-ar","tag-digital-governance-ar","tag-differential-privacy-ar","tag-financial-privacy-ar","tag-digital-policy-ar","tag-cbdc-ar","tag-civil-society-ar","tag-digital-euro-ar","tag-zero-knowledge-proofs-ar","tag-cft-ar","tag-aml-ar"],"_links":{"self":[{"href":"https:\/\/metachannelcorp.com\/ar\/wp-json\/wp\/v2\/posts\/40320","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/metachannelcorp.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/metachannelcorp.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/metachannelcorp.com\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/metachannelcorp.com\/ar\/wp-json\/wp\/v2\/comments?post=40320"}],"version-history":[{"count":0,"href":"https:\/\/metachannelcorp.com\/ar\/wp-json\/wp\/v2\/posts\/40320\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/metachannelcorp.com\/ar\/wp-json\/wp\/v2\/media\/37642"}],"wp:attachment":[{"href":"https:\/\/metachannelcorp.com\/ar\/wp-json\/wp\/v2\/media?parent=40320"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/metachannelcorp.com\/ar\/wp-json\/wp\/v2\/categories?post=40320"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/metachannelcorp.com\/ar\/wp-json\/wp\/v2\/tags?post=40320"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}